NFCU Visa Signature Flagship Rewards, 3x on Entertainment??

[ptatohed]

So, I activated my new Flagship last Friday and, since $3500 is a tall spend (to get the $400 intro bonus in 90 days), I am starting to use it for pretty much everything, even if I could get a higher % cash back with other cards (in the screen shot below, I could have received 10% using Shop Your Way for the Entertainment, and 5% with nusenda for the Dining).  Anyway, I was surprised to see that the Entertainment spend gave me 3x (as opposed to 2x).  As far as I can find, the 3x on the Flagship is specifically for Travel (2x 'everything else').  And Travel is pretty clearly defined on the website ("Travel is typically categorized under merchant category codes such as airline, hotel, car rental, bus lines, taxis, cruise lines, time shares, parking, and transit.").  So my question is, why did I get 3x on Entertainment  - and are there other surprise cats that give 3x?

[creditrizz]

Roller coaster is the closest thing to high-speed rail we have in U.S., must have qualified as transit.

[Lurker22]

Flagship (according to the program rules) is 3% Travel, Tolls, Parking, Museums, Golf, Amusement Parks, Rideshare - so your entertainment probably coded as something along the lines of amusement parks

[unsungivy]

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@Lurker22 wrote:

Flagship (according to the program rules) is 3% Travel, Tolls, Parking, Museums, Golf, Amusement Parks, Rideshare - so your entertainment probably coded as something along the lines of amusement parks

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The Travel category for BofA (I use it on CCR) is very broad as well. Museums and Amusement parks can be considered things you do DURING Travel. BofA also includes tours and ticketing agents, etc.

[ptatohed]

That answers that!  Very helpful.  Thank you guys. 

[NAVYCHOP]

I notice that I have received the 3 percent when I buy annual passes directly from Disney as an amusement park purchase on my NFCU Flagship card.  However, the card does not provide me 3 percent on meal and merchandise purchases inside the park.

[Lurker22]

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@NAVYCHOP wrote:

I notice that I have received the 3 percent when I buy annual passes directly from Disney as an amusement park purchase on my NFCU Flagship card.  However, the card does not provide me 3 percent on meal and merchandise purchases inside the park.

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both Disney and Universal have the MCC on their outlets coded to the appropriate category - Dining has an MCC as Dining, Stores as Retail and such so I just make sure I use the cards with highest dining %'s when buying food in the parks (currently 5% with my Verizon Visa but that'll fall back to 4% come 1/1)