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Quick question as I can't seem to find an exact answer to this. If you did a limit reallocation with NFCU does that reset the CLI eligibility for the donor card i.e the card where the limit was taken from? Technically would that be considered a "change in credit line" so u gotta wait 180 days from the last change in CL?
AFIK, NFCU doesn't allow limit reallocation unless it's for the BT reason. If they do limit reallocation, it resets the CLI timing on the donor card since the donor card basically got an increase on CL.
Keep us posted what reasoning you use to get them agree on the limit reallocation request.