@ramjam25 wrote:Thank you all! I'm so excited, I hope this helps me get on my way to a great credit score!
That my friend, may take a while, but as long as you're good to NFCU they will be good to you in regards to auto loans, credit products, personal loans, etc.
Just remember to always pay before due date and keep utilization low in order to maximize your score.
Your credit score takes a long time to go up, but can go down rather quickly... A good score is a journey, not a destination 
FICO 8: 
Goal: Gardening!
Goal: Gardening!
Congratulations on your new card and limit!
Starting Score: 639 (Walmart TU)
Thank you!! 
