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Navy Credit Reallocation and PC

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Creditaddict
Legendary Contributor

Navy Credit Reallocation and PC

I sent a message Thursday asking Navy to Move $7500 from my goRewards to my CashRewards making Cashrewards $25k and goRewards $10k.

I received a response yesterday from someone (CLEARLY) NEW! they said that could not be done and if I wanted a credit line increase I could request online, blah blah.

So when I got in the car yesterday I called in and I said I have 2 requests!

He said and they are?

I said 1. I would like to PC my goRewards to the Platinum.

he said and 2.?

I said I want to move $7500 from my goRewards to my CashRewards.

He said I can help you with both in just a couple minutes!

I never even mentioned about the email!

he had me product changed in literally like 15 seconds and my APR dropped by like 1.74% (think I'm still around 15%, I'm hoping at my 1 year mark early next year they lower both apr's)

then for moving the credit line he said he would submit it for someone to do and he would set a watch for himself so if they had any questions or issues with doing it he could check with them and then get with me.... I just logged in though and BOTH things are done!

I have decided with navy if someone doesn't know, hang up and call back because they do have some people that work there that know the company they work for!

Message 1 of 3
2 REPLIES 2
SisterGirl
Established Contributor

Re: Navy Credit Reallocation and PC


@Creditaddict wrote:

I sent a message Thursday asking Navy to Move $7500 from my goRewards to my CashRewards making Cashrewards $25k and goRewards $10k.

I received a response yesterday from someone (CLEARLY) NEW! they said that could not be done and if I wanted a credit line increase I could request online, blah blah.

So when I got in the car yesterday I called in and I said I have 2 requests!

He said and they are?

I said 1. I would like to PC my goRewards to the Platinum.

he said and 2.?

I said I want to move $7500 from my goRewards to my CashRewards.

He said I can help you with both in just a couple minutes!

I never even mentioned about the email!

he had me product changed in literally like 15 seconds and my APR dropped by like 1.74% (think I'm still around 15%, I'm hoping at my 1 year mark early next year they lower both apr's)

then for moving the credit line he said he would submit it for someone to do and he would set a watch for himself so if they had any questions or issues with doing it he could check with them and then get with me.... I just logged in though and BOTH things are done!

I have decided with navy if someone doesn't know, hang up and call back because they do have some people that work there that know the company they work for!


WTG !

 

You are our inspiration.......gotta love it Smiley Very Happy

SisterGirl
Message 2 of 3
Scupra
Super Contributor

Re: Navy Credit Reallocation and PC


@Creditaddict wrote:

I sent a message Thursday asking Navy to Move $7500 from my goRewards to my CashRewards making Cashrewards $25k and goRewards $10k.

I received a response yesterday from someone (CLEARLY) NEW! they said that could not be done and if I wanted a credit line increase I could request online, blah blah.

So when I got in the car yesterday I called in and I said I have 2 requests!

He said and they are?

I said 1. I would like to PC my goRewards to the Platinum.

he said and 2.?

I said I want to move $7500 from my goRewards to my CashRewards.

He said I can help you with both in just a couple minutes!

I never even mentioned about the email!

he had me product changed in literally like 15 seconds and my APR dropped by like 1.74% (think I'm still around 15%, I'm hoping at my 1 year mark early next year they lower both apr's)

then for moving the credit line he said he would submit it for someone to do and he would set a watch for himself so if they had any questions or issues with doing it he could check with them and then get with me.... I just logged in though and BOTH things are done!

I have decided with navy if someone doesn't know, hang up and call back because they do have some people that work there that know the company they work for!


CA I recenlty was told when requesting an APR reduction that when you do a PC on a card it resets the 12 months to request another. Not sure if the CSR was right or not, just FYI Smiley Happy 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 3 of 3
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