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Navy FS Visa CLI $40k, max met..UPDATE :(

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pizza1
Community Leader
Super Contributor

Navy FS Visa CLI $40k, max met..UPDATE :(

Knowing the max credit exposure with NFCU is $100K combined between all credit accounts, I was sitting at $95K.  I figured I still had 5K more left on the table, and I was right.  Decided to try for a CLI on my Flagship CC (last cli was 08/2022), and asked for 5k more and it was instantly approved.  Limit now sits at $40K.  Ive been with NFCU for almost 10 years. My max exposure is the following:

Visa Platium- $45K

Flagship Visa- $40K

CLOC - $15K (this is max for this account) 

Total exposure- $100K

 

 

UPDATE:5/10/23

Navy took it back today, LOL. darn it.  Thats a stupid glitch in their system to even allow it to go over their $80K credit threshhold, and approve it. Even got the confirmation approval email a day later, LOL.. oh well. no harm, no foul

Screen Shot 2023-05-06 at 8.34.03 PM.png

27 REPLIES 27
CreditMagic7
Mega Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

OUTSTANDING!! Congratulations on that NOV 22 CLI.png Successful Approval!

Message 2 of 28
NoMoreDebt
Senior Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 3 of 28
Hex
Valued Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

 Congratulations @pizza1 !

I thought the cap at Navy was a total of $80K across 3 cards. When did they raise the total limit? Are they allowing a 4th card or anything else I should know?

Message 4 of 28
GZG
Senior Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met


@Hex wrote:

 Congratulations @pizza1 !

I thought the cap at Navy was a total of $80K across 3 cards. When did they raise the total limit? Are they allowing a 4th card or anything else I should know?


every DP of this eventually has the CLI pulled back if it's over $80k, hopefully the limit has been raised though, if not, their system should really be denying them 

 

congrats!! 

Starting FICO 8:
Current FICO 8:



Message 5 of 28
DONZI
Established Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

Congrats!

 

AFAIK they're still max for CLI @ $8k, I'd have tried for that and science. Smiley LOL

2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 6 of 28
pizza1
Community Leader
Super Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met


@GZG wrote:

@Hex wrote:

 Congratulations @pizza1 !

I thought the cap at Navy was a total of $80K across 3 cards. When did they raise the total limit? Are they allowing a 4th card or anything else I should know?


every DP of this eventually has the CLI pulled back if it's over $80k, hopefully the limit has been raised though, if not, their system should really be denying them 

 

congrats!! 


I guess Ill find out if this happens. Ill be sure to come back and report it if it does. Smiley Wink

Message 7 of 28
CreditAggie
Community Leader
Super Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

Congratulations on your Navy CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 28
Meanmchine
Super Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

Congrats on topping off with Navy

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 9 of 28
SUPERSQUID
Valued Contributor

Re: Navy FS Visa CLI to $40K- Max Navy Exposure met

CONGRATS!!!!!

Message 10 of 28
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