@kerplunk wrote:
For all of my credit cards, I have auto pay set so that if I don’t make a payment, it will pay the minimum payment on the due date. Is this possible with Navy Federal? I called customer service and the rep said you had to use a fixed amount and it would go through even if you make a payment before. Such a bummer if that’s the only way.
Have you gone onto your online portal? I believe you can set it for minimum payment.
@kerplunk wrote:
@AllZero wrote:
@kerplunk wrote:
For all of my credit cards, I have auto pay set so that if I don’t make a payment, it will pay the minimum payment on the due date. Is this possible with Navy Federal? I called customer service and the rep said you had to use a fixed amount and it would go through even if you make a payment before. Such a bummer if that’s the only way.Have you gone onto your online portal? I believe you can set it for minimum payment.
Yes, I've logged into the online portal. I have not had a payment due yet, so maybe the interface changes when that happens?
Perhaps, I think so. Mine is set at minimum payment for auto pay.
I find Navy to be a little quirky. Here's an example:
You can pay a Navy cc bill on a biweekly basis from an outside bank, but you CAN'T pay same bill in same manner from a NFCU account. (Huh??) Neither paying through the CC pay button nor the Checking transfer to CC option will allow it.
My advice, seriously, if you don't see what you want, call to complain. Multiple voices will, someday, urge them to catch up and be just a little more consistent. Then, while you're waiting for the aircraft carrier to turn around in the Gulf of Oman, do whatever you want from your own bank's bill pay buttons.
You can pay a Navy cc bill on a biweekly basis from an outside bank, but you CAN'T pay same bill in same manner from a NFCU account. (Huh??) Neither paying through the CC pay button nor the Checking transfer to CC option will allow it.
My advice, seriously, if you don't see what you want, call to complain. Multiple voices will, someday, urge them to catch up and be just a little more consistent. Then, while you're waiting for the aircraft carrier to turn around in the Gulf of Oman, do whatever you want from your own bank's bill pay buttons.
I was having a conversation about this a day or so ago. Lol
That is one of the rubs that keeps me from even remotely considering NFCU as a main account.
Also means I don't use the cards as frequently as I might.
I like to set it and forget it. Not worry about a bill popping up and not automatically being paid by the due date.
Unless paying directly from a Navy Federal account, there's no autopay guys.
That is one of the rubs that keeps me from even remotely considering NFCU as a main account.
Also means I don't use the cards as frequently as I might.
I like to set it and forget it. Not worry about a bill popping up and not automatically being paid by the due date.
Unless paying directly from a Navy Federal account, there's no autopay guys.
Just use your Navy cards as a PIF card. Wait for charge to post and pay. Everyone wants the huge limits but dont want to use them for not having an autopay. I know for many autopay is very important but it shouldnt be a deal breaker. We still can make manual payments lol. Ok, let me finish my first coffee
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@AverageJoesCredit wrote:
Just use your Navy cards as a PIF card. Wait for charge to post and pay. Everyone wants the huge limits but dont want to use them for not having an autopay. I know for many autopay is very important but it shouldnt be a deal breaker. We still can make manual payments lol. Ok, let me finish my first coffee
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That's the only way I can use them Bro. Lol
Be mindful of the flagship yearly fee. If you're not careful.
You can catch a late payment fee. Or even worse, a 30 days late on your CRs.
I've set notifications on all of these to alert me of a payment being due.
I would like to put a reoccurring bill on one of them, as I do all my main issuers, but it's just not possible.
