Navy Federal Credit score requirements

[Anonymous]

I would like to apply for a credit card from Navy Federal. Has anyone applied with a less than 620 credit score and been approved? 

Thanks.

[baller4life]

Most definitely. I was approved for Cashrewards $3k limit when I was in the 590's. NFCU is great for rebuilders!

[Anonymous]

Thanks. There's hope for me. 😊

[BIGSTARXXX1]

wife denied on cash Rewards and CLOCL  with 703 TU

I was denied  on nRewards with 682 TU

we both have a discharged Ch 13 on our reports (filed 06/2010, discharged 9/2015)

[Anonymous]

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@baller4life wrote:

Most definitely. I was approved for Cashrewards $3k limit when I was in the 590's. NFCU is great for rebuilders!

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Me too.  3000 cash rewards with 598 eq in april2015. 

Now I HV cash rewards 21500.

                   Go rewards 15000

                   CLOC. 15000

So definitely can start with low credit scores and as your scores increase you'll be able to get the limits up as well.

[Aduke1122]

My fiancé got 1600.SL cash rewards with a 590 score at the time he applied .Seems like the only thing I have seen them be sort of skiddish about is recent BK discharge but even then have still seen ppl be approved .

[creditguy]

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@BIGSTARXXX1 wrote:

wife denied on cash Rewards and CLOCL  with 703 TU

I was denied  on nRewards with 682 TU

we both have a discharged Ch 13 on our reports (filed 06/2010, discharged 9/2015)

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That's suprising, What was their reasons for denial? 

[Anonymous]

Okay I have a discharged chapter 7 from December 2014 so I don't know if I should risk it by applying for the card. My scores are 598-598 -613.

[Anonymous]

What's CLOCL ?

[creditguy]

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@Anonymous wrote:
What's CLOCL ?

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Checking line of credit