Navy Pre-Qualification Tool

[Mr_Mojo_Risin]

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@Trooper2003 wrote:

Does anyone know how reliable the prequalify tool on the Navy Federal website?I just became a member put in my info and it said I Prequalified for all their cards. Thanks for all the advice and feedback here! You guys are great!!!

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The pre-qualify tool is not very reliable. Many members have pre-qualified and went on to be denied. 

Lots of DP's to support this in the old Navy thread.

[Brian_Earl_Spilner]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

It works enough to tell me I'm only pre-qualified for a secured card since I'm at my maximum internal limit.

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Brian Earl Spilner, sounds like a serial killer. Is that what you are? 

But yeah their pre-qual tool is wortless. They said I was good to go for all products when I knew very well I wasn't. 

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I'll take the tuna on white, no crust

[Mr_Mojo_Risin]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

It works enough to tell me I'm only pre-qualified for a secured card since I'm at my maximum internal limit.

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Brian Earl Spilner, sounds like a serial killer. Is that what you are? 

But yeah their pre-qual tool is wortless. They said I was good to go for all products when I knew very well I wasn't. 

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"Is that what you are" **bleep**, Haha 

[USMC_Winger]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

It works enough to tell me I'm only pre-qualified for a secured card since I'm at my maximum internal limit.

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Brian Earl Spilner, sounds like ...

Brian's name reminds me of Erle Stanley Gardner, the brilliant Perry Mason author.  When I was stationed at Camp Pendleton, I was invited to spend weekends at his former author's studio in Temecula, California.  Best place ever to write or study!

But yeah their pre-qual tool is wortless. They said I was good to go for all products when I knew very well I wasn't. 

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Navy Fed's pre-qual web page isn't reliable.  Don't believe it.

[Anonymous]

Thanks. I just opened my Navy account and prequalified for all cards. Good to know it's not the most reliable before I decide if I'll pull the trigger or wait.

[EverForward]

I ran the prequal tool today prior to my More Rewards approval. I was approved for all cards but knew better regarding the Flagship. I figured it was a gamble for the More Rewards, and thankfully I took it...

[Nikita2008]

I can't speak for everyone else's experiences. I ran that tool back in February, and it said I was qualified for all cards. I want to say I was around 630 at that time. I didn't buy it at all. I ended up waiting 2 months more before applying. I was around 687 when I applied, and still didn't think I'd be approved. I was approved for 15k

[AverageJoesCredit]

I was preapproved for all cards back in Dec so i went with Plat #2 and was approved! So it definetly works.....

When you're approved 😁

[LawStudentCivilis]

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@Nikita2008 wrote:

I can't speak for everyone else's experiences. I ran that tool back in February, and it said I was qualified for all cards. I want to say I was around 630 at that time. I didn't buy it at all. I ended up waiting 2 months more before applying. I was around 687 when I applied, and still didn't think I'd be approved. I was approved for 15k

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Congrats. I don't find much rhyme or reason when I review DP's for Navy. I still have no idea what their ideal profile looks like.  What other accounts did you have with Navy before you applied?