cancel
Showing results for 
Search instead for 
Did you mean: 

Need Help - World MasterCard vs. Visa Signature with Cap One

tag
Anonymous
Not applicable

Need Help - World MasterCard vs. Visa Signature with Cap One

What is the big deal with these cards? Is it strictly a status thing? Also, can someone explain to me the difference between the two please?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

@OhMyWhatHaveIDone@


I am wondering the same thing,I jus got huge CLI on nfcu CC...so is it now possible to upgrade to world master card 😐 ????
Message 2 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

WEMC offers almost the same things.  You would have to look at the different cards to see whats what.  I have a few of each and they're just about all the same with the exception of 1/2 things.  

Message 3 of 11
creditguy
Valued Contributor

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

For a lot of people it's simply a status thing. There are some useful benefits for some people and there are some variances between the two networks offerings, but for the majority of people I'd say it's more eye candy than a useful tool.
Message 4 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One


@Anonymous wrote:
@Anonymous@@


I am wondering the same thing,I jus got huge CLI on nfcu CC...so is it now possible to upgrade to world master card 😐 ????

Navy doesn't offer their cards in a World Mastercard. I inquired!

Message 5 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

I'm not very interested in the benefits of either, or the status they carry, but rather the next card I want is a Visa Signature...and a lot of the travel cards only come in Visa Signature versions. So just starting out with my credit history, with my largest limit being 3k, I'm striving to get a Visa Sig not because of the things it offers, but because it's on the cards I actually want. And typically they come with a minimum 5k limit, so we'll see if I get approved.

Message 6 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

I have one of each with Cap1. Their website clearly shows the added benefits to the card. I'm not at my desktop or if post them here, sorry.

If your initial limit was over $5k it comes issued as the WMC or VS. I had to PC my regular MC once the CL was over $5k, that's the easiest way with them. Going through the EO isn't always successful.....
Message 7 of 11
RonM21
Valued Contributor

Re: Need Help - World MasterCard vs. Visa Signature with Cap One


@creditguy wrote:
For a lot of people it's simply a status thing. There are some useful benefits for some people and there are some variances between the two networks offerings, but for the majority of people I'd say it's more eye candy than a useful tool.

+1

This is probably true



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One

So you mean I don't need to run out and get a World Elite Signature VisaCard?

Message 9 of 11
Anonymous
Not applicable

Re: Need Help - World MasterCard vs. Visa Signature with Cap One


@Anonymous wrote:

So you mean I don't need to run out and get a World Elite Signature VisaCard?


What?  You took the time to type that when you should have been running out to get....?

 

But yes, probably not.    When choosing a card, the level should be fairly low in the selection criteria

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.