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So it's my first time doing a Recon.. Applied for the Barclaycard Rewards and got the 30 day letter ( something like that). I wanted to recon for it.. Should I do it the next day? also whats the number for it? Lastly what type of questions will they ask? Any advice or tips will be greatly appreciated! thanks!
Barclays: 866-408-4064 (Credit Analyst)
Call now... might not even be denied, they may just need security check... but either way, just ask for the app to be reviewed.
they may ask about baddies, INQ's, current debt, what you want to use the card for, why them, etc.
It's always best to recon as soon as possible. Knowing the reasons for denial, having a copy of your credit report and being able to adequately explain any issues on your cr is key. Just calling and saying you want to recon without any idea of what or why usually results in a another decline
be polite, attentive but control the narrative.