Need Payment Help!!!

AwwwYeee · ‎01-08-2015

I have 2 max'd out cards

1999/2000

1331/1500

Both are due on the 13th. I have an extra 700 to pay my cards. How should i distribute that $700?

Anonymous · ‎01-08-2015

350 on both to bring Utilization down a smidge on both?? What are the APR's?

chwebb1 · ‎01-08-2015

@AwwwYeee wrote:
I have 2 max'd out cards

1999/2000
1331/1500

Both are due on the 13th. I have an extra 700 to pay my cards. How should i distribute that $700?

I'd put it on the one that is completely maxed out (1999/2000). The other one is at 89% util, so it is not completely maxed out (I believe 90% is maxed).

photo bankamericard-better-balance-rewards-credit-card-small.png

$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015

Anonymous · ‎01-08-2015

I think it may be 90% but I've also heard 80%. Tough call...

ojefferyo · ‎01-08-2015

Which ever one has the highest interest rate, but if they are the same I would just split it in the middle.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

Closingracer99 · ‎01-08-2015

@chwebb1 wrote:
@AwwwYeee wrote:
I have 2 max'd out cards

1999/2000
1331/1500

Both are due on the 13th. I have an extra 700 to pay my cards. How should i distribute that $700?
I'd put it on the one that is completely maxed out (1999/2000). The other one is at 89% util, so it is not completely maxed out (I believe 90% is maxed).

I would put $500 toward the first card and $200 on the 2nd card imo.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740