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Need Ploc or ccs that’s pull from Experian only

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Mastermind_5D
Member

Need Ploc or ccs that’s pull from Experian only

Hello, I am looking for plocs or ccs that only pull Experian - 746 fico 8. I have one inquiry on ex on 12/11/24, a Ploc opened 02/25 - 10k limit, a chase sapphire preferred opened 12/24 - 16k limit, & 3 more cards from 2021/2020 with a total limit of 7,500. I also don't have pay stubs, I only have income from my businesses. Thank you for any feedback. 

4 REPLIES 4
Patient957
Established Contributor

Re: Need Ploc or ccs that’s pull from Experian only

For credit cards, Amex comes to mind.

Message 2 of 5
Namaste7
Established Contributor

Re: Need Ploc or ccs that’s pull from Experian only

BofA pulls Exp and TU as a backup.
~~MMXX~~
2025 Goal$
2024 Goal$
2023 Goal$
FICOs 780+
Message 3 of 5
BenConrad
New Contributor

Re: Need Ploc or ccs that’s pull from Experian only

Wells Fargo

U.S. Bank

AMC Visa

Gemini

Message 4 of 5
coldfusion
Credit Mentor

Re: Need Ploc or ccs that’s pull from Experian only

You might find this thread useful as it's based on crowdsourced data and takes into account that some issuers base which CRA that they pull from on which state you live in. 

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

 

In any case you need to be mindful that the established conventions are not 100% foolproof;  to  give a couple of examples Chase and Citi are known to occasionally double-pull from both Experian and someone else and BoA will (rarely, but it does happen) instead hard pull from a different CRA.

 

 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 5
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