Need advice for chase credit limit increase.

Anonymous · ‎11-19-2015

So I have a chase sapphire preferred. It has been my main card for a while.

Should I

1) ask chase to increase CL to a high number, like $30k and see what's the max they'll give me?

2) or should I say a low number like $21k? And have a high chance of approval?

what is the suggested method?

Anonymous · ‎11-19-2015

I banked with Chase and have had their cards for a while. Chase is not generous with CLI as they are with initial CL (though it's not like they're generous with initial CL in anyways) but if your profile warrant it they will grant it. Yes, they will counter, from my experience.

myjourney · ‎11-19-2015

Yes reach for the stars and hope for the moon

Also to note a request by you will result in a HP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎11-19-2015

So you are saying I should ask for $30k and they will counter with their max? Hopefully they don't hang up.

Anonymous · ‎11-19-2015

Nah. My credit score can take several hard pulls.

myjourney · ‎11-19-2015

TOTORO88 wrote:
So you are saying I should ask for $30k and they will counter with their max? Hopefully they don't hang up.
I hope not but if so call again

Yes ask for what you want and let them say what's available

Since you'll be offering the CLI Gods a HP anyway

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎11-19-2015

I just asked for a CLI on my citi double cash card recently.

is it alright if I call chase and ask for a CLI on the chase card?

too soon?

myjourney · ‎11-19-2015

@Anonymous wrote:
I just asked for a CLI on my citi double cash card recently.
is it alright if I call chase and ask for a CLI on the chase card?

too soon?

Ask for all your Chase cards if you like CSP, Freedom and Amazon

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

NRB525 · ‎11-19-2015

@Anonymous wrote:
I just asked for a CLI on my citi double cash card recently.
is it alright if I call chase and ask for a CLI on the chase card?

too soon?

You are only asking for $30k and the CSP is already at $18k? Why not a $40k ask?

elim · ‎11-19-2015

your exposure with chase is 41k now. total exposure is a factor but we have no idea what your max exposure with chase actually is. good luck :] keep us posted.