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Need another cc!!!

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Anonymous
Not applicable

Need another cc!!!

Hello,

 

My scores are  682 Experian,  684 Transunion,  688 Equifax. Im looking into getting another cc. I heard Chase was good also discover. Which cc would pull Transunion? Also, please let me know other cc i should look into...

 

Message 1 of 15
14 REPLIES 14
daisyduke
Valued Contributor

Re: Need another cc!!!

Hi there,

Where did you get your three scores from?

 


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 2 of 15
Anonymous
Not applicable

Re: Need another cc!!!

I went to the bank and they already had pull it to see scores and i ask to have a copy...

Message 3 of 15
daisyduke
Valued Contributor

Re: Need another cc!!!

Hi,

I guess before I apply for my next card, I would want my utilization to look great. So what other cards do you have and what's your utilization?

 


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 4 of 15
Anonymous
Not applicable

Re: Need another cc!!!

Have a 2 Visa one from my bank and other credit union...I use the cut but PIF before statements ends the uti is about 10%

Message 5 of 15
ngerasimatos
Valued Contributor

Re: Need another cc!!!


@Anonymous wrote:

Hello,

 

My scores are  682 Experian,  684 Transunion,  688 Equifax. Im looking into getting another cc. I heard Chase was good also discover. Which cc would pull Transunion? Also, please let me know other cc i should look into...

 


Chase pulls EX usually, and barclays pulls TU. I would suggest going with Barclays as they are less picky and recons always seem to work with them if the initial decision is a decline.

 

Quick question, what CL are you looking for?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 6 of 15
Anonymous
Not applicable

Re: Need another cc!!!

I cant be to picky! But at least 500-1500 for the CL

Message 7 of 15
ngerasimatos
Valued Contributor

Re: Need another cc!!!

I would say Barclays (any offering) or HSBC (Best Buy Mastercard)

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 8 of 15
Anonymous
Not applicable

Re: Need another cc!!!

What are the requirements for both cards? Which one would be easier to get? Do HSBC pull TU?

Message 9 of 15
ngerasimatos
Valued Contributor

Re: Need another cc!!!

I would recommend a card through Barclay as they offer CLIs and HSBC currently does not.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 10 of 15
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