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I am supposed to close March 3rd. Is there a general rule for applying for a Home Depot/Lowes account type card after closing on a house? Would the same rule apply for other cards as well? I would like to get a Home Depot/Lowes/Arhaus/Value City /Levins type mix started. Not necessarily all of those and not necessarily at the same time. Is there a general rule for how many you can apply for at one time? Maybe someone can start a "Credit after Closing" guide.
I have one CapOne NoHassle with a $500 limit
I have an Orchard with a $300 limit (would like to get rid of this)
I have an auto loan which I am aggressively paying off this year.
My income is $39K
My mortgage will be about $51K
My Mortgage payment is going to be $295ish before taxes and insurance.
Any suggestions? Thanks
Apply after you get the keys to the house. Anytime before that, you risk losing the loan as credit reports are pulled right before closing.
+1