Balances I’m looking to transfer
BOA - 3949/6200 (0% ends in June)
Citi AAdvantage - 2892/5000 (0% ends in August)
Now I have a few offers available as well.
Citi DC - 2900 Limit (0% APR for 18 months with 3% fee. This offer expires May 14.
QS1 - 10500 Limit (0% APR for 12 months with 2% fee. This offer expires on April 25th but I normally get these offers monthly. Hopefully this is here by June. If not, I’ll just have to use this next month.
Discover - 5900 limit (0% APR for 12 months with 3% fee or 4.99% APR for 18 months with no fee. I usually get these offers all the time so I suspect it will be around by August when the Citi 0% ends.
I would love to use the 18 months for the DC but my Limit isn’t high enough. What’s the best way to break this transfer down utilization wise when the time comes? I can pay at least 400 monthly between all the cards.
Thanks!
