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Need some input with AmEx!

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Ron1
Super Contributor

Re: the Re: Need some input with AmEx!

Good Luck.

 

 

Ron.

Message 21 of 27
smc733
Valued Contributor

Re: the Re: Need some input with AmEx!

 


@JagerBombs89 wrote:

Decided to pull the trigger with the Blue Cash and got... "Your application can not be approved with our 60 second decision..."

Current status of the application is "In Progress."  I get off of work in 2 hours or so and was thinking about calling them then.  Should I call them or should I wait to see the decision?!  I really am hoping to get this card and make it my primary card to run all my bills/expenses through!  Also hoping I would get like a $5,000 limit but I don't think they are going to be that generous Smiley Happy


This happened to me with Blue, still waiting.  Curious to see how this works out.

 

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 22 of 27
JagerBombs89
Established Contributor

Re: the Re: Need some input with AmEx!

 


@smc733 wrote:
This happened to me with Blue, still waiting.  Curious to see how this works out.

 


How long ago did you apply?  I am thinking that I will call them tomorrow if I do not hear back from them by then, as I believe that new apps department might be closed for the holidays??? Anyone know if you can backdoor them once you get approved to negoiate a higher CL if its too low???  Thanks! Smiley Happy

 

Message 23 of 27
Anonymous
Not applicable

Re: the Re: Need some input with AmEx!

Unless you think waiting will change the outcome, call them.

 

Message 24 of 27
smc733
Valued Contributor

Re: the Re: Need some input with AmEx!

I applied on December 30th.  Still waiting.  Called them and now they say "being processed as normal"

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 25 of 27
JagerBombs89
Established Contributor

Re: the Re: Need some input with AmEx!

I just talked with them on the phone and apparently, they need to verify my identity due to having an active duty alert on my profile.  I didnt know this would be an issue as I am a current gold card holder Smiley Mad

Message 26 of 27
JagerBombs89
Established Contributor

Re: the Re: Need some input with AmEx!

APPROVED!

I must say that persistence does prevail!  I wasn't going to take "no" for an answer and decided to call them back!  Got a gentleman on the phone that was able to complete the application since I am a current card member. 

 

APR: 0% for first 6 months and then 17.24% afterward!  (no problem here as I will PIF)

Limit:  $9,000!

They matched my highest limit and I couldn't be happier.  As soon as my card arrives I will be switching over all my auto-pay options online!  Whoohooo!

Message 27 of 27
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