Negative Balance on CC

Anonymous · ‎04-18-2015

So who here has had a negative balance on a CC? It seems I must have had a little too much to drink last night and double payed my bill lol. It's my Cap One QS that I overpayed. Does anyone know if they can move that over to my Venture or do they only refund through check? It's not a big deal either way as I will just use the card in the future anyway so I'm just curious really.

Anonymous · ‎04-18-2015

@Anonymous wrote:
So who here has had a negative balance on a CC? It seems I must have had a little too much to drink last night and double payed my bill lol. It's my Cap One QS that I overpayed. Does anyone know if they can move that over to my Venture or do they only refund through check? It's not a big deal either way as I will just use the card in the future anyway so I'm just curious really.

I did a BT from wife's Venture to my Ring and it wound up with a negative balance. That didn't last long!

Anonymous · ‎04-18-2015

You can request a check. Or you can spend money that will bring it back to 0. If you dont do anything for a certain period of time then they will automatically cut a check for you. I would say just spend as you normally would, then you don't have to worry about paying the next round off.

CreditMagic7 · ‎04-18-2015

Ya might want to go easy on the booze next time

Anonymous · ‎04-18-2015

@CreditMagic7 wrote:
Ya might want to go easy on the booze next time

My guess is that's what got him to apply for the Cap1 in the first place...

Anonymous · ‎04-18-2015

@CreditMagic7 wrote:
Ya might want to go easy on the booze next time

LOL lucky me it's only like $200 negative as I really don't use this card much. I was really just curious what their procedure is.

Thanks everyone for advice. I'll just use it normally and not worry about it

Anonymous · ‎04-18-2015

@Anonymous wrote:
@CreditMagic7 wrote:
Ya might want to go easy on the booze next time
My guess is that's what got him to apply for the Cap1 in the first place...

Whoa whoa go easy there! This card is my baby! Got this card the day I turned 18 and they have always been good to me

Anonymous · ‎04-18-2015

@Anonymous wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
Ya might want to go easy on the booze next time
My guess is that's what got him to apply for the Cap1 in the first place...
Whoa whoa go easy there! This card is my baby! Got this card the day I turned 18 and they have always been good to me

Fair enough. I made some bad decisions on my 18th birthday too!

Anonymous · ‎04-18-2015

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
Ya might want to go easy on the booze next time
My guess is that's what got him to apply for the Cap1 in the first place...
Whoa whoa go easy there! This card is my baby! Got this card the day I turned 18 and they have always been good to me
Fair enough. I made some bad decisions on my 18th birthday too!

LOL you've got it out for me today I see! Well as you see I now have much more than Cap1! If it makes you feel any better this card I'm referring to in this post mostly lives in the SD.

Oh yeah but I forgot to mention I do use my Venture as my main card... That might be a problem for someone over here

CreditMagic7 · ‎04-18-2015

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately