@Anonymous wrote:
People must be getting over their heads at Neiman's nowadays. Making it hard to get a cli when they should be as simple to get as a complimentary bottle of water while shopping there.
They must have Capital One on high alert.
If you actually needed to make a purchase and go over your limit by more than 30% im sure a salesperson could call in and get it done easy... Even when HSBC took it over Neiman Marcus still use to handle the decisions on it back in 2005-6 when I worked there... 30% over credit line would go through without even calling usually... but it would be rare that they would decline a charge after calling... it's kind of like it's pretty rare to get denied a opening line of $700 unless the credit is just really bad because chances are the sales person in the store will loose that sale if they don't open the card because of the amex only thing... I could usually call in and they would usually override the denial, only once did i have a denial stay a denial and i lost the sale... he was so mad and embarrassed in front of his girlfriend... she wanted to just pay and he would not have any of that!
