Neiman Marcus Store Credit Card

AWill71i · ‎09-25-2022

Does anyone have the Neiman Marcus store credit? What are the credit requirements for that store card?

M_Smart007 · ‎09-25-2022

@AWill71i wrote:
Does anyone have the Neiman Marcus store credit? What are the credit requirements for that store card?

"click here" are some DP's on Neiman Marcus.

Jeffster1 · ‎09-25-2022

I just have to say that this was one of my first cards right out of college along with store cards from all over the country as I immediately got a job requiring me to travel constantly to major cities. I ended up eventually closing all of them, as I moved frequently and it was a chore doing the addess change thing as this was just before online card websites.

Sorry for digressing. Thanks for the walk down memory lane. It's just nice to see a store name that never got assimilated into the Macy's Borg.

0% utilization
FICO 8 EX 839 EQ 848 TU 850
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I TMobile Capital One Visa 20K

lgtwriter · ‎09-25-2022

I have had the Neiman Marcus card for years. It used to be managed in-house and is now a Capital One store card. You can manage the card on the same site and/or app as other Capital One cards online. I like the free upgraded shipping and other perks (free gift wrapping, cash back, etc). Since I shop at Neiman Marcus I use the card often. It's my only store card besides the Macy's amex.

I don't think the card is that hard to get. I got it only two years past bankruptcy I believe (I am almost thirteen years past bankruptcy now) CLI are only once a year and you have to ask for them, but they are more generous than regular Cap One cards.

AWill71i · ‎09-25-2022

I'm trying to pay down credit cards so my utilization is above 40 percent but below 50% Credit score is hovering around 600 for all three bureaus. Working on cleaning everything up. But I just happened to see something about the card. I just got approved for a Capital One card. Just wanted to get numbers to know if its worth applying for a card from Neiman.

Pway · ‎09-25-2022

@AWill71i wrote:
I'm trying to pay down credit cards so my utilization is above 40 percent but below 50% Credit score is hovering around 600 for all three bureaus. Working on cleaning everything up. But I just happened to see something about the card. I just got approved for a Capital One card. Just wanted to get numbers to know if its worth applying for a card from Neiman.

I would work on utilization before apping for the card.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.