I've canceled two Barclays cards, combining limits in the process, by speaking to a representative. Both made a comment about benefits I would be losing, but once I responded that I was not interested in keeping the card they were very cooperative.
I've also used an automated process to cancel an Amex.
Weird... Of all the banks I've dealt with, moving credit lines between cards has been easiest with Barclays. They usually have to transfer me to a credit analyst first, but once they do, they are on it. Usually takes about 5 minutes.
Drinking my cup of joe right now I'll raise it to your closing out the ol Sir Barclays
@QuakerOatmeal wrote:I see the general consensus on these forums is that barclays isn't such a great credit card company, and as a newbie to this forum I find myself confused as to why? I have an Apple Rewards card with barclays and although I haven't used it much I don't really have much interaction with customer service or anything to really get the general animosity towards this company.
I've closed two TERRIBLE cards, a credit one bank card, and a "verve" card and they made me jump through hoops. It wasn't fun. Nice to know if stuff goes south with barclays I can cancel with zero interaction.
They are notorious for CLDs and balance chasing, plus closing your account after you've gotten the card. Take the apple card for instance: sometimes they decrease the CL as the apple purchase is paid down; this wrecks your utilization and dings your FICO scores. They've decreased CLs when you might be carrying high balances on oher cards (as is their right to do so). And they have a habit of closing your account after you've gotten other accounts afterwards. Not to everyone but enough that when I do finally apply for the Uber card, it will be the only application in at least six months and I won't apply for anything afterwards for a while.
