New Barclays account , need some advice.

Ruggs · ‎03-07-2014

I was recently instantly approved for the LL Bean visa from Barclays. The website said my CL was 2,000. So a few days later I checked the status of the app and the online message said I was approved for the card on 2/26/14 and my CL is 4,500. So I got my card today , on the paper that the card comes on it says CL 2,000. I set up my online account and the site says CL 4,500! I'm confused but don't really want to call them and stir the pot....any advice??? Thanks!

Current cards: Walmart 900 , JCP 100 , Firestone 1K , Chase Slate 1K Discover IT 1K LL Bean Visa 4.5K CU card 3K Chase Freedom 1K

Creditaddict · ‎03-07-2014

I would assume what is online is correct since that is telling you what's available to spend as of now, right?

Ruggs · ‎03-07-2014

Yes Credit , online it says CL 4500 and available credit is also 4500.

Current cards: Walmart 900 , JCP 100 , Firestone 1K , Chase Slate 1K Discover IT 1K LL Bean Visa 4.5K CU card 3K Chase Freedom 1K

Rhaeny · ‎03-07-2014

@Ruggs wrote:
Yes Credit , online it says CL 4500 and available credit is also 4500.

Well then, $4500 it is!

Congrats!

PS...And I sure wouldn't call them about the discrepancy..LOL!

Vegas247 · ‎03-07-2014

Yes, it's is $4,500.00......Congrats

$600

Barclaycard® Rewards MasterCard® - Average Credit

$6500

Blue Cash Everyday® Card from American Express

$30k

16k

12k VSiggy

asphaltcowboy · ‎03-07-2014

Congrats on the approval and nice starting CL!

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

mxp114 · ‎03-07-2014

They sometimes reduce the CL until activation, this is probably what happened. Congrats and enjoy your new card.

Rhaeny · ‎03-07-2014

Oh and forgot to add, I've had a Barclays rewards for about 1.5 years and just apped for the Sallie Mae and was approved.

My CL is $5K but the approval said $650, yep $650 dollars...LOL!

So of course I knew that couldn't be right.

When I logged into my account a few minutes later, they had already added the Sallie Mae and there it sat for $5K.

So I *pretended* I was calling in about my rewards card (LOL) and I just briefly mentioned the Sallie Mae and the rep said, Oh I see you were approved today for $5K so you should get good use from that too.

Haha!! Because I sure as heck wasn't going to ask about the $650!

I just think that there is a quirk in the system so I wouldn't worry about it.

Your CL is whatever it says online.

BrokaToe · ‎03-07-2014

+1 leave that one alone...lol Besides, they probably realized after the initial that you were a myFico guru and decided they should give you a larger line

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