@myjourney wrote:
@spartantx117 wrote:
Yeah I just went over all three of my reports and everything (excpet the one in its Feb actually not March) drops between Oct and Dec and they do go across all three reports. Thanks for the good info and advice. I forgot I also have a card through Commodity with a 250 limit. so I will do like you said and garden them until Jan 1. Once again thanks for the info this has been a long time coming and im glad im finally getting over all this.
Check into the garden thread
We look forward to seeing more of you around here and the garden is great for meeting new people who have similar experiences.
They're willing to help you stay on course for your credit health and future
I agree completely. Plus, if you want to get in with Chase, you will need to have the majority of your baddies off your report. So, the garden is your best shot.