New Chase freedom VS Discover more

[Anonymous]

Wouldn't Chase Freedom be a better cash back card than Discover more?  Both give 5% cash back on general categories like gas and groceries, but isn't Chase 5% cash back all year round as opposed to Discover which is quarterly?

[Anonymous]

Chase is 5% rotating categories. This quarter is like home improvement stores, lawn and garden, etc.

[Anonymous]

I just got a replacement on my Starbucks Duetto Visa card in the email.   My new card is just like my Chase Freedom MC.  The difference is  VISA and does not have World  below the VISA word and does not have ____ mark (I don't know wht kind of mark is) below CHASE logo on right upper corner.   Oh and back of the card, it has blink on it instead paypass.

According to Chase CSR, the 5% Cash Back TOTAL Bonus for each three months will be posted on the statement about 6-8 wks after it's over.  Which is Jan - Mar Rewards will be posted on May or June statement.  Will see ...

* Discover  ... you will get Extra $5 and up when you redeem it for a gift card.

* Chase ... I am not sure at this moment, I hope it still come with basic Ultimate Rewards and 10/10 Bonus as banking with them.

*  With the Clothing Stores and Department Stores, it is best to double check with them about the store A is under those category or not.  It is best to make a purchase first then call them.   When they see the transaction easy for them to tell which categories are.

	Chase Freedom 5% Cash Back	Discover    5%    More
Jan - Mar	Dining	Airlines
	Utilities	Hotels
	Education	Car Rentals
	Child Care	Cruises
		Grocery Stores  (Special in Mar)
Apr - Jun	Home improvement	Home Improvement
	Lawn and Garden	Department Stores
	Home Furnishing	Clothing Stores
	Drugstores	Restaurants  (Special in Jun)
Jul - Sep	Gas	Gas Stations
	Airlines	Hotels
	Auto Rentals	Movies
	Hotels	Them Parks
		(Special in    )
Oct - Dec	Grocery Stores	Restaurants
	Department Stores	Department Stores
	Movies	Clothing Stores
		(Special in    )

[Uborrow-Upay]

Just to add, the caps are different in these cards' categories, too.

I just made a home improvement store purchase.  I did it on the Chase card because my Discover card offered 5% on $400 in purchases, while the Chase card allowed up to $800 in purchases at 5%.  And I'll take forty bucks over twenty any day!

[Anonymous]

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@Uborrow-Upay wrote:

Just to add, the caps are different in these cards' categories, too.

I just made a home improvement store purchase.  I did it on the Chase card because my Discover card offered 5% on $400 in purchases, while the Chase card allowed up to $800 in purchases at 5%.  And I'll take forty bucks over twenty any day!

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Thanks for adding this Uborrow!    $40 in rewards ...  woohoo ... good for you  

[Uborrow-Upay]

Bunnyrabbit, I try to milk the rewards as best I can.  Sometimes, I think I go a little overboard, though.

The purchase I made was over $2k, one item.  I wanted to split the ticket between Chase and Discover, just to grab the cap amount from each of the cards.  The poor kid at the register got confused a bit, and to make a long story short, I just put it on one card after all.

(But I sure did want that extra 20!  I'll grab every nickel I can from them).

[Anonymous]

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@Uborrow-Upay wrote:

Bunnyrabbit, I try to milk the rewards as best I can.  Sometimes, I think I go a little overboard, though.

The purchase I made was over $2k, one item.  I wanted to split the ticket between Chase and Discover, just to grab the cap amount from each of the cards.  The poor kid at the register got confused a bit, and to make a long story short, I just put it on one card after all.

(But I sure did want that extra 20!  I'll grab every nickel I can from them).

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That's sad!   Normally you can spread the payment.  He/She did not get other's help?  That is bad customer service.

I understand how you feel.