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I am helping my mother build new credit file. She's got no scores at the moment. She applied to CapOne and was approved for the Quicksilver. However, she applied to Walmart and TJMaxx store cards and was denied due to "INSUFFICIENT CREDIT HISTORY ON FILE". Is there a backdoor number for recon? Do you guys have any other recommendations?
Thanks! ![]()
Sadly since she has no history i dont think it will be approved till the QS card is about 6 mos old.
I probably agree that give it some time. The QS is an pretty darn good card, 1.5 % flat on everything isn't too shabby, especially wtih an very very short file imo.