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New Quarter - What's in your wallet?

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angelcred10
Regular Contributor

Re: New Quarter - What's in your wallet?

BoA Secured only... :/ sucks being a starter on this forum!! haha

Looking to get a couple of store cards by the end of the summer.

 

I suppose I should look into getting my signature pictures updated?

Starting Score: 635 Current Score: 659 Discover Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Message 11 of 34
Anonymous
Not applicable

Re: New Quarter - What's in your wallet?

Capital one cash rewards - for most things

 

Chase Freedom for - Restaurants

 

AMEX BCE - for  gas and groceries 

 

Citi Dividend - SD 

 

Discover it - SD

Message 12 of 34
Blurbz
Contributor

Re: New Quarter - What's in your wallet?

I'm kind of boring with my CCs.  I'll be using Amex BCE for gas/groceries and Amex PRG for everything else.

 

 

Message 13 of 34
bs6054
Valued Contributor

Re: New Quarter - What's in your wallet?

Being against cards with rotating categories I'm using:

 

Citi Forward: 5% Restaurants and Amazon

Penfed: 5% Gas

Citi TYP: 5% groceries, drug store (and gas)  (maxed  the cap on BCP for groceries)

US Bank Cash Plus: 5% Phone bills

Fid Amex: 2% everything else

Cap One: 1.5% for where everything else doesn't take Amex.

 

I don't need to carry Penfed as I have a speedpass and for non-exxonmobil I can use TYP, and Cash Plus stays at home, so I can make do with carrying 4 cards.

 

Edit: and really 3, because Cap One can stay at home as well.  In most cases where Amex isn't taken, the difference between 1.5% and 1% using Forward or TYP is very small.

Message 14 of 34
Anonymous
Not applicable

Re: New Quarter - What's in your wallet?


@bs6054 wrote:

Being against cards with rotating categories I'm using:

 

Citi Forward: 5% Restaurants and Amazon

Penfed: 5% Gas

Citi TYP: 5% groceries, drug store (and gas)  (maxed  the cap on BCP for groceries)

US Bank Cash Plus: 5% Phone bills

Fid Amex: 2% everything else

Cap One: 1.5% for where everything else doesn't take Amex.

 

I don't need to carry Penfed as I have a speedpass and for non-exxonmobil I can use TYP, and Cash Plus stays at home, so I can make do with carrying 4 cards.


thats a nice line up of cards!

I wish I had a citi foward, I spend a decent amount on amazon, but there was no sign up bonus for the student one that they still offer so I didnt get it on my "spree" last week

Message 15 of 34
kimmiller112
Frequent Contributor

Re: New Quarter - What's in your wallet?

I rent so I have no need for Discover's home improvement category, but I love to go out to eat so my Chase Freedom will come in handy.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 16 of 34
BrokaToe
Established Contributor

Re: New Quarter - What's in your wallet?

Normally I would say sockdraw the Discover, but since we're moving into a new rent house the middle of April, looks like I'll be hitting lowes and home depot up for some home improvement.

 

BOA will continue to be my 3% gas, 2% grocery card and 1% everyday spend and Freedom gets left with the recurring bills since her limit is so low, but I may show her some restaurant love. Smiley Happy

 


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Message 17 of 34
phoenix_one
Contributor

Re: New Quarter - What's in your wallet?

PRG - Just received it last week, so I'm trying to reach my goal for the 25K bonus points.

 

CSP - For dining out. 2x points


Starting Score: 660 - 2010
Current Score: Experian 758, Equifax 767, TransUnion 754
Goal Score: 800


Take the myFICO Fitness Challenge
Message 18 of 34
sarkell
Frequent Contributor

Re: New Quarter - What's in your wallet?

Barclays gas
Discover general
Csp dining out
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 19 of 34
CribDuchess
Established Contributor

Re: New Quarter - What's in your wallet?

I'm making heavy use of the following:

 

Amex Costco TE - 3% Gas

Amex BCE - 3% Groceries (except Walmart)

Chase Freedom - 5% Restaurants & Lowe's (yard supplies)

US Bank Cash+ - 5% Phone Bills, 5% Dept Stores, 2% Walmart (coded as "grocery")

Cap One Cash Rewards - 1.5% on remaining non-category spending

 

 

 

 

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 20 of 34
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