New Quicksilver advice?

[Anonymous]

hi all

Looking for best advice to grow Quicksilver and Platinum cl quickly? To all cardholders how quick did you get your first cli?

[pizza1]

it varies...3-7 months min...for your 1st CLI

After your 1st...its every 6mo..

Id use heavy and make BIG one time payments...They eat that up, they love it!

[Anonymous]

Heavy useage and PIF is usually the trick with Capital One. 

[Anonymous]

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@Anonymous wrote:

Heavy useage and PIF is usually the trick with Capital One. 

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I'd like to add on: it needs to be constant, heavy, PIF usage.

I say constant because last month I asked for luv and got $250. I denied it.

This month, I did not put a lot of spend through it and it denied me flat out for any CLI. 

[Shooting-For-800]

Use your card for EVERYTHING.

Pay it off WEEKLY.

Keep 1-9% utilization on all other cards.

They will reward you if you are loyal and charge a lot and pay a lot.

You do not have to pay interest for them to treat you well.

See my signature...$0 CL 18 months ago.

[takeshi74]

People here tend to fixate on usage but your credit and income have to support the CLI regardless of usage.

[delaney1]

After 3 statements I asked for CLI and went from 5k-10k. I had very heavy usage, since it's my daily card and made large payments as well.

[Shooting-For-800]

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@takeshi74 wrote:

People here tend to fixate on usage but your credit and income have to support the CLI regardless of usage.

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Absolutely, but your usage also has support your CLI with Cap One.  

Why give a CLI if you don't use the card?

If you are charging large amounts and paying off large amounts, your income is obvious.

[Anonymous]

First question would be whether it is a Quicksilver Visa of Mastercard. They're in different credit tiers and grow differently.

[Anonymous]

Quicksilver Mastercard