New Synchrony Nissan Visa Signature

[Appleman]

Applied and approved. Have $75K in Synchrony cards before application.

Approved after calling in at Synchrony's request to verify information. Initial CL $8K which I will not try to increase.

[Anonymous]

Apple man can I asked what your credit score is? And did you get a verification call or a letter in the mail?

[Anonymous]

I don't have a Nissan or an Infiniti but an Infiniti is my dream car.  So,  applied day before yesterday and was instantly approved.  They have slapped it on my CR already (wont get the card for 7-10 days)!!  What's interesting is that I received an alert for the new account but still no alert for the credit pull.  I think because I already have 3 Synchrony accounts,  they soft pulled me for the Nissan application. I need a beat-down for being enticed out of the garden.  I couldn't resist;14% interest is not fantastic but it isn't bad either!  I have no idea which credit score they looked at.  All mine are in the low 700's except FICO 9 is mid 700's. UPDATE: I just received an alert from my complimentary Smart Credit monitoring ( I think they use Trans Union) for the inquiry. No alert from myFICO for the inquiry.

[CreditUnionFan]

Nice limit on the card!

Because you haven't gotten an alert may be because either Synchrony pulled only one of the three major bureaus, or because the notification service is slow in noticing. I have noticed that some services send alerts days after other services have. 

[Benzman]

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soloman wrote: I couldn't resist;14% interest is not fantastic.

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Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%

for Account Type 1 or

23.99%

for Account Type 2

when you open your account.

[Anonymous]

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@Benzman wrote:

---

soloman wrote: I couldn't resist;14% interest is not fantastic.

---

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%

for Account Type 1 or

23.99%

for Account Type 2

when you open your account.

---

I have deleted the approval page but I could have sworn it said 14%.  Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.

[Anonymous]

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@Anonymous wrote:

---

@Benzman wrote:

---

soloman wrote: I couldn't resist;14% interest is not fantastic.

---

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%

for Account Type 1 or

23.99%

for Account Type 2

when you open your account.

---

I have deleted the approval page but I could have sworn it said 14%.  Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.

---

You are correct!! It's 14.99%. I'll just avoid carrying a balance as much as possible and earn the points.  Looking on the bright side, 14.99 is lower than the offers I just received from Citi, Chase, and Discover!

[elim]

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@Anonymous wrote:

---

@Anonymous wrote:

---

@Benzman wrote:

---

soloman wrote: I couldn't resist;14% interest is not fantastic.

---

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%

for Account Type 1 or

23.99%

for Account Type 2

when you open your account.

---

I have deleted the approval page but I could have sworn it said 14%.  Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.

---

You are correct!! It's 14.99%. I'll just avoid carrying a balance as much as possible and earn the points.  Looking on the bright side, 14.99 is lower than the offers I just received from Citi, Chase, and Discover!

---

  14.99% is a pretty good rate for any Synch card. Doesn't matter anyway on a gas/dining card. Congrats all who were approved.

[Appleman]

FICO 08s all 775 or better. Fico Mortgage all 740 or better.

I believe I received an email asking me to call in. They just wanted to verify that it was me who had applied.

[Mellon]

yeah i got the pre-approved email too... I'm contemplating...