Looking at NewEgg for a new computer. I was wondering how their credit works. Is it a typical revolver? Do the balance and CL report?
Which CRB do they pull?
Thanks! 
It's a good card. It's issued by CIT bank. It's not the easiest card to get though, I wouldn't apply with out at least a 680. They pull Equifax 95% of the time, have seen an instance of a TU pull but bet on Equifax. It does report everything.
@bichonmom wrote:Looking at NewEgg for a new computer. I was wondering how their credit works. Is it a typical revolver? Do the balance and CL report?
Which CRB do they pull?
Thanks!
checkout TigerDirect.com also has good computer deals, apply for a TigerDirectPrefered account, its though BillMeLater I got approved for a 4k account before christmas. They have 0% interest deals all the time. Also they don't report unless you mis a payment. So doesn't effect your UTL like a regular card would. And you are free to use 90% of your credit line with no negative effect on your score I don't remember what they pulled but I think it was 1 or 2 HP's to get the account.
@jamesdwi wrote:
@bichonmom wrote:Looking at NewEgg for a new computer. I was wondering how their credit works. Is it a typical revolver? Do the balance and CL report?
Which CRB do they pull?
Thanks!
checkout TigerDirect.com also has good computer deals, apply for a TigerDirectPrefered account, its though BillMeLater I got approved for a 4k account before christmas. They have 0% interest deals all the time. Also they don't report unless you mis a payment. So doesn't effect your UTL like a regular card would. And you are free to use 90% of your credit line with no negative effect on your score I don't remember what they pulled but I think it was 1 or 2 HP's to get the account.
That sounds like a good alternative than using CC's! Maybe next year i'll try it out when my INQ's are lower.
Yeah, its a hidden tradeline, doesnt report (unless you default of course). I have 2 accounts wih them newegg and macmall and they are great, easy approval in my opinion.