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Hello everyone. I'm new to this forum, happy I stumbled onto it just by accident! I've been reading all day and now night. I just applied for a CP1 SC and got approved! Yay!!!! I also applied for the BOA, since I've been banking with them for 4 years, I didn't get instant approval but am hopeful I'll hear something in a few days. I also applied for the US Bank SC same deal as BOA. Wish me luck! I need to repair my credit. I do have one question....What are my next steps after receiving these cards? I'm currently looking on the Repair Credit Board to help me with my messy credit. Thanks In Advance for ANY help.