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Newbie Here! Help Needed in Next Steps

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Anonymous
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Newbie Here! Help Needed in Next Steps

Hello everyone. I'm new to this forum, happy I stumbled onto it just by accident! I've been reading all day and now night. I just applied for a CP1 SC and got approved! Yay!!!! I also applied for the BOA, since I've been banking with them for 4 years, I didn't get instant approval but am hopeful I'll hear something in a few days. I also applied for the US Bank SC same deal as BOA. Wish me luck! I need to repair my credit. I do have one question....What are my next steps after receiving these cards? I'm currently looking on the Repair Credit Board to help me with my messy credit. Thanks In Advance for ANY help.

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jsickz32
Valued Contributor

Re: Newbie Here! Help Needed in Next Steps

Let one card report a small balance and keep utl low and you should be good. Good luck on those pending apps.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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