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Newegg Credit Card will be available tomorrow!!!

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Ron1
Super Contributor

Re: Newegg Credit Card will be available tomorrow!!!

Most stores got high APR . You don't carry any balances on any store card without 0% promotional interest.
By the way, I used to have Newegg Preferred Account. It had high APR. I never carried any balance on the account.

Ron.

Ron.
Message 71 of 124
alexl22
Regular Contributor

Re: Newegg Credit Card will be available tomorrow!!!

It sure does seem like a good fit for me, also in addition to the 0% financing options, you get exclusive deals on products offered from newegg. I could see these savings making up for not getting 2% cash back(citi dc), as I am not aware of any card offering more than that for shopping at newegg. Sure I could pay 30k upfront for a new car but why would I when there is 0% financing option available which would left me sock more money into a savings account now while paying off a balance that is costing me nothing but a few points of my fico score.

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: 729 TU, EQ: 702, EX 724

Message 72 of 124
Ron1
Super Contributor

Re: Newegg Credit Card will be available tomorrow!!!

I agreed with you , Alex. Sometimes, you don't enough money to buy house or cars. I know owing money is bad. Paying Cash saves you a lot of money. It will save a lot money on interest.


Ron.
Message 73 of 124
Anonymous
Not applicable

Re: Newegg Credit Card will be available tomorrow!!!

Newegg will see their bottom line sales drop because of how syncrony gives low credit limits and high interest, it is a bad model. Like the guy who got a 500 dollar credit limit, computers cost more then 500 when your building your own.

I think on the backend is where newegg will make a dollar off the max interest a month.
Message 74 of 124
Ron1
Super Contributor

Re: Newegg Credit Card will be available tomorrow!!!

Most people use their credit card to buy stuff from Newgg. I used my Ebates Visa to buy a hard drive from them yesterday. I earned a lot of cash back from buying online. I don't finance all the stuff I bought.

Ron.
Message 75 of 124
Anonymous
Not applicable

Re: Newegg Credit Card will be available tomorrow!!!


@Anonymous wrote:
Newegg will see their bottom line sales drop because of how syncrony gives low credit limits and high interest, it is a bad model. Like the guy who got a 500 dollar credit limit, computers cost more then 500 when your building your own.

I think on the backend is where newegg will make a dollar off the max interest a month.

Do not give up hope! Only 56 days until Happy Black Friday. Whoopieeeeee! We'll take this $500 Newegg credit limit card and shave a few dollars off if there even is a Black Friiday at Newegg. I would be pissed if I received $500; pfff what a waste of an inquiry. 12 months finanacing? Whoopie doo. Guess what is going to happen when this person ask for a CLI? They'll reject him on the spot and his denial letter will say, "Denied due to high utilization rate."

Message 76 of 124
alexl22
Regular Contributor

Re: Newegg Credit Card will be available tomorrow!!!

(Mod Cut-Please do not post any personal link of this type in the forum, thank you, you can post a copy of the list)

 

not sure if you can access my parts list Smiley Sad

 

these are the parts i need to complete my build, total 2815 at newegg, everything else I have. This will let me oc easily to handle 4k @60hz chroma 4:4:4 on a samsung UN65JU7500, and would be able to support the Oculus rift if when it supports 4k.

 

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: 729 TU, EQ: 702, EX 724

Message 77 of 124
Anonymous
Not applicable

Re: Newegg Credit Card will be available tomorrow!!!


@alexl22 wrote:

(Mod Cut)

 

not sure if you can access my parts list Smiley Sad

 

@these are the parts i need to complete my build, total 2815 at newegg, everything else I have. This will let me oc easily to handle 4k @60hz chroma 4:4:4 on a samsung UN65JU7500, and would be able to support the Oculus rift if when it supports 4k.

 


I didn't bother to click on your link, but this is a credit card FICO forum, not a forum guide to ask for suggestions on how to build a "master race PC".

Message 78 of 124
alexl22
Regular Contributor

Re: Newegg Credit Card will be available tomorrow!!!


@Anonymous wrote:
Newegg will see their bottom line sales drop because of how syncrony gives low credit limits and high interest, it is a bad model. Like the guy who got a 500 dollar credit limit, computers cost more then 500 when your building your own.

I think on the backend is where newegg will make a dollar off the max interest a month.

synchrony will make the money, not newegg, on the intrest rates. I would never suggest someone use one of these store cards, unless to utilize the 0% financing. I do not pay interest.

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: 729 TU, EQ: 702, EX 724

Message 79 of 124
alexl22
Regular Contributor

Re: Newegg Credit Card will be available tomorrow!!!

Hah I was not asking your suggestions, you stated it would cost


@Anonymous wrote:

@alexl22 wrote:

(Mod Cut)

 

not sure if you can access my parts list Smiley Sad

 

@these are the parts i need to complete my build, total 2815 at newegg, everything else I have. This will let me oc easily to handle 4k @60hz chroma 4:4:4 on a samsung UN65JU7500, and would be able to support the Oculus rift if when it supports 4k.

 


I didn't bother to click on your link, but this is a credit card FICO forum, not a forum guide to ask for suggestions on how to build a "master race PC".



Sigh

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: 729 TU, EQ: 702, EX 724

Message 80 of 124
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