@CreditCuriousity wrote:
@chalupaman wrote:
@CreditCuriousity wrote:
Is a NewEgg Preferred Account a hidden trade line? I am thinking about building a new computer, but don't want anything to show on my credit report and pay it overtime... Info pease. Also they pull equifax or TU sometimes as well?
Yes it is!
EQ pull. I got approved back in October for $2k and used it to finance a new drawing tablet. If you have pretty good scores and not too many inquiries, you'll be in good shape for it.
You release you are talking about me... Shaky credit, just good income
.. TU is solid, others well 670's... Ya might just pay cash for it or charge it on a card and pay cash and avoid the HP... Might get approved, might not.. Have two other Commedity cards, don't know if that factors in.. Also I meant Newegg Preferred account, not Paypal Preffered btw.. Choices.. Do I really need a new gaming computer when work supplies me with laptops...hmm
Newegg is exactly what I was talking about. Lol. Sorry for not being clear.
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500
Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
