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So today I received notification about this new Grand Reserve card with a points program for wine tied to it's partners. AF is $149 and it's offered from a bank I personally haven't heard of before...Vertical Finance...issued through Celtic Bank. While I do enjoy a great Napa Beckstoffer Cabernet....I won't be applying but wanted to share the news.

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@cashorcharge wrote:So today I received notification about this new Grand Reserve card with a points program for wine tied to it's partners. AF is $149 and it's offered from a bank I personally haven't heard of before...Vertical Finance...issued through Celtic Bank. While I do enjoy a great Napa Beckstoffer Cabernet....I won't be applying but wanted to share the news.
That's a steep AF for offerings. Especially if you consider I can earn points from clubs, discounts direct from wineries, all without a Wine Enthusiasts credit card.
Heck, my Amex card has at least 5 wine offers I can use. Guess you know I'm a wine enthusiast!! 🍷
I know right...and what's to say the wines you enjoy are part of their program! I looked through that image on the home page and didn't see anything that stood out for me. The wines I enjoy aren't readily available at BevMo so....
Cheers!!!
@cashorcharge thanks for the info! It's always fun to hear about the new cards out there; good or bad. Personally I think my entire wine budget for the year is half that annual fee.![]()
If anyone decides to apply, let us know the details!! ![]()
For those of you who don't know who Celtic Bank is they play in the subprime market, cards like Reflex and Surge.
Ahhhh...Thanks @coldfusion I didn't know that.
@Anonymous wrote:@cashorcharge thanks for the info! It's always fun to hear about the new cards out there; good or bad. Personally I think my entire wine budget for the year is half that annual fee.
If anyone decides to apply, let us know the details!!
Surprisingly Barefoot has a few good offerings for $6. For wine drinkers on a budget.
@cashorcharge wrote:I know right...and what's to say the wines you enjoy are part of their program! I looked through that image on the home page and didn't see anything that stood out for me. The wines I enjoy aren't readily available at BevMo so....
Cheers!!!
I'm a cold hard cider guy this hot socially-distanced summer, but favor wine at other times of the year.
Costco + BevMo suit me pretty well. I once even got BevMo to trigger (in error) the Amex Platinum Sak's credit when it first launched.
Occasionally I've bought wine online...but not remotely enough to merit a card, let alone an AF card.
I'm a wine guy and all, but this card isn't giving me good feelings. There are better ways to get a good discount on a nice merlot.


















