I don't believe this will be a problem. There is a section I see in my TU report something along the lines of "Other names or AKA" and there are some misspelled names for me in that section (probably reported by banks .. not a mistake I made).
So I would think if you look at that section you will see both names for you.
I doubt it will ever be an issue. When you're ordering something and it asks for "name on card" or whatever, use the name as it's on the card.
I haven't had this with cards, but I've had checks written to both "Mike" and "Michael." I just sign the back the way it's written on the front.
EQ8 778, TU8 767, EX8 772 as of June 26
as others have said its not going to be an issue -w/ my car note the dealership put my middle inital as A instead of E , all that happens is that on your credit report under other names your nickname will be listed.
When I applied for my first Chase card, a CFF, Chase automatically shortened my first name to a common nickname for my name without asking me. Both the name on card and name in my online profile used the nickname, which I never go by in person. When I called Chase about this, they detemined that my full legal first and last name was too long for the card, so I requested to reissue the card using my first initial instead and they were able to change the name in my online profile to my full legal name without issue.
@KillingThemGingerly wrote:
@UncleB wrote:
@KillingThemGingerly wrote:I recently applied for and was approved for the Chase Amazon Prime credit card. My legal first name is Nathan but the name on my Amazon Prime account itself is Nate. I guess when applying for the card I didn't correct it being pre-filled in as Nate or something because when I got the physical card in the mail today, it shows Nate instead of Nathan. Obviously my SSN and everything were entered correctly and I'm surprised I didn't catch it saying only Nate instead of Nathan. It has me thinking maybe it didn't even ask me and just used the name on the Amazon Account without asking to confirm. Guess it didn't mess up my approval but I still find it strange. Anyway...
I plan on using this card exclusively on Amazon but is this something I should still try to contact Chase to correct? Will this cause some issue such as it failing to properly report on my credit report? I doubt I will ever use this card in a store where they might ask for my ID and even if they did I know Nate is a common shortened name for the name Nathan.
Tldr: New credit card doesn't show full legal first name, is this something I should try to contact Chase to fix or just let it be because it's no big deal?
Any constructive feedback is appreciated.
As others have mentioned it will probably be fine, but if it bothers you it's not too hard to fix.
You can call or send Chase a secure message, and they'll snail-mail you a form for a "name change." It's really short, and once completed you can take a picture of it with your phone along with a picture of your ID with the 'correct' name, attach the files to a new secure message, and a few days later they'll send out a new card.
I went though this with my Freedom Flex that was missing my suffix. I admit I was annoyed at first that they couldn't just "fix" it (I already had other Chase cards with the correct name, after all) but all-in-all it wasn't a big deal.
Thanks for the replies everyone. Did the name being different make it so you couldn't manage your account from your Chase app alongside your other Chase cards? I haven't tried setting this up yet myself.
Nope, all was fine on the app and using the card... it just annoyed me that it had my father's name instead of my own. 