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No Amex soft pulls

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SharonSmyth
Member

No Amex soft pulls

I suppose that i shouldn't look a gift horse in the mouth, but i applied for and was approved for an Amex Platinum Business card 9-2012 and to date i have not seen a hard or soft pull form Amex on my Eq and Exp credit file.  They were offering 100k points after 3 months and 3 k in spending.  Too good a deal to pass up!

 

Up to September of 2012 i had about 6 soft pulls from Amex but nothing since then.  I have read that amex likes to soft pull every month so i was curious if it had anything to do with being a business card?  I supplied my company with # along with my ssn during the application process.  

 

Any thoughts?

 

 

Message 1 of 7
6 REPLIES 6
Cdnewmanpac
Established Contributor

Re: No Amex soft pulls

Are you checking all 3 bureaus? Amex usually uses experian for hard pulls, but softs all 3 intermittently. They always soft TU for me, but then hard pull experian after approval. 

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 2 of 7
Burned2manybridgesB4
Valued Contributor

Re: No Amex soft pulls

They're comfortable with you, probably. It'll come, and go...They don't slack on AR's.

Message 3 of 7
Anonymous
Not applicable

Re: No Amex soft pulls

Where on your CR do you see the soft pulls? I can't seem to find it...

Message 4 of 7
Burned2manybridgesB4
Valued Contributor

Re: No Amex soft pulls

"Inquiries only viewed by you"

Message 5 of 7
thom02099
Valued Contributor

Re: No Amex soft pulls


@SharonSmyth wrote:

I suppose that i shouldn't look a gift horse in the mouth, but i applied for and was approved for an Amex Platinum Business card 9-2012 and to date i have not seen a hard or soft pull form Amex on my Eq and Exp credit file.  They were offering 100k points after 3 months and 3 k in spending.  Too good a deal to pass up!

 

Up to September of 2012 i had about 6 soft pulls from Amex but nothing since then.  I have read that amex likes to soft pull every month so i was curious if it had anything to do with being a business card?  I supplied my company with # along with my ssn during the application process.  

 

Any thoughts?

 

 


ALL of my AMEX pulls, both hard and soft, have been EX. 

Message 6 of 7
SharonSmyth
Member

Re: No Amex soft pulls

Hi,  yes, im checking all three and there are a few softs before September of 2012 but nothing (not even a hard to oprn the account) since then.  again, im not worried about it but i did think that it was strange...

Message 7 of 7
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