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No CLI after 4th statement on PayPal SmartConnect

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Ortz33__
Frequent Contributor

No CLI after 4th statement on PayPal SmartConnect

I read on here that this is usually where you see the increase by requesting.  Still getting the not enough experience at my credit limit when i request it.

 

On a different note, anyone know if Macy's/Bloomy's have issued credit limits yet?

 

thanks

 

 

Message 1 of 9
8 REPLIES 8
LS2982
Mega Contributor

Re: No CLI after 4th statement on PayPal SmartConnect


@Ortz33__ wrote:

I read on here that this is usually where you see the increase by requesting.  Still getting the not enough experience at my credit limit when i request it.

 

On a different note, anyone know if Macy's/Bloomy's have issued credit limits yet?

 

thanks

 

 


How often do you use the card and how much do you pay on it every month?




EQ FICO 548 3/3/16
Message 2 of 9
halos24
Frequent Contributor

Re: No CLI after 4th statement on PayPal SmartConnect

It took me 8 months to finally get a CLI for my Amazon card.  The good thing is once they gave me one it has been right on the 4 month mark, and recently jumped from 800 to 1300 in less than 3 months.  

MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 3 of 9
LS2982
Mega Contributor

Re: No CLI after 4th statement on PayPal SmartConnect


@halos24 wrote:

It took me 8 months to finally get a CLI for my Amazon card.  The good thing is once they gave me one it has been right on the 4 month mark, and recently jumped from 800 to 1300 in less than 3 months.  


I cant wait to make my CLI rounds in July on all 6 of my accounts!! Smiley Happy




EQ FICO 548 3/3/16
Message 4 of 9
Creditaddict
Legendary Contributor

Re: No CLI after 4th statement on PayPal SmartConnect

GE can be weird, just keep requesting each month after your payments posts.  Then after you get a CLI, wait 4 months inbetween.

 

Macy's/Bloomingdales you can call in and hear the "internal" credit line your current card has... Mine is the same $10,700 it was when they stopped reporting CL... but they are still not reporting the CL on CR or on statement.

Message 5 of 9
Ortz33__
Frequent Contributor

Re: No CLI after 4th statement on PayPal SmartConnect

i use it frequently. my balance was high last statement 350/500 but they didnt state that reason for the decline. we'll see i guess

Message 6 of 9
Anonymous
Not applicable

Re: No CLI after 4th statement on PayPal SmartConnect

I did not request a CLI, but after about a year of not using it much.  used 2 times, minimally and paid off full.   They gave me an auto increase from 700 to 1400.

Message 7 of 9
LS2982
Mega Contributor

Re: No CLI after 4th statement on PayPal SmartConnect

@Ortz did you get the letter yet? What were their denial reasons.



EQ FICO 548 3/3/16
Message 8 of 9
LS2982
Mega Contributor

Re: No CLI after 4th statement on PayPal SmartConnect

@Pakman I dont know why they reward for inactivity and decline for good usage sometimes! irks me!



EQ FICO 548 3/3/16
Message 9 of 9
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