No Minimum Cash Redemption Credit Cards

[Anonymous]

Among all my credit cards, which I don't know how to list in my signature, my favorite are USBank Cash+, Discover IT, and Capital One Quicksilver because they don't have minimum cash redemption or category restrictions (like only for travel purchases). I think this is really a good feature to redeem at any amount. Any card else that has the same feature? I know Chase Unlimited is one that I'll go for in the near future.

[kdm31091]

You have the main ones that have no threshold that I know of. Another one is Freedom Unlimited, but if you're just using it on its own, it really doesn't hold any advantages over your Quicksilver.

[SunriseEarth]

Blispay and Marvel MC might be considered as cards that don't have a redemption threshold.  Those cards automatically post cash back as statement credit upon statement close.  Blispay is, of course, 2% on all purchases, whereas Marvel has 3% on all dining and lots of entertainment options and 1% on other purchases.  

[SouthJamaica]

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@Anonymous wrote:

Among all my credit cards, which I don't know how to list in my signature, my favorite are USBank Cash+, Discover IT, and Capital One Quicksilver because they don't have minimum cash redemption or category restrictions (like only for travel purchases). I think this is really a good feature to redeem at any amount. Any card else that has the same feature? I know Chase Unlimited is one that I'll go for in the near future.

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Barclay Rewards has a $10 minimum, which to me is about the same as no minimum.

[Anonymous]

I think that QS (and similar Cap One) are unique in that apart from no min, they also post rewards as transactions post, rather than having to wait for the statement close

[Anonymous]

The reason I want to get a Chash Unlimited is that I want to establish relationship with Chase

[Anonymous]

Someone said Blispay might be too good to last long. Keeping an eye on it

[Anonymous]

$10 is really not a big deal, compared to my Citi Dividend $50 minimum

[Anonymous]

That's true; if I made a big purchase, I can redeem an amount within a few days

[SouthJamaica]

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@Anonymous wrote:

I think that QS (and similar Cap One) are unique in that apart from no min, they also post rewards as transactions post, rather than having to wait for the statement close

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Barclay Rewards does that too.