No Wal Mart Store CLI in 7 months

[money_talks]

I opened my Wal Mart store card with a $200 CL in September 2013. I have not received any auto CLI since. I have only let a balance report for 2 consecutive months. My March Statement just cut so this marks the 2nd consecutive month I've let a balance report.

Question: Should I wait for my 4th statement with a balance reporting and wait for an auto CLI? If I request a manual CLI, will it be a HP inquiry?

Also, is the auto CLI a HP or SP inquiry?

[injustifiiable]

I'd call in to Credit Solutions.

They will do a fresh soft pull. No harm, no foul.

[tattooedhusker]

There wouldn't be any harm in hitting the love button, it's only a SP. If no go, let four statements cut

[BrokaToe]

Yah from what I understand and from what I've experienced with Walmart, they only consider statements that close with a balance as actual usage. So in order to get CLI's from them you should let a small balance report each month and the luv will roll in, of course YMMV, but it certainly helps.  I heard that when they review their accounts they only look at statement balances to determine how much you use the card, not individual spending habbits throughout the month.  I normally use my Walmart card as the 1 card to report a small balance each month and let others report $0, if I'm planning to apply for something that is.

But you may give that a try, after my 11th month of letting balances report, I was upgraded to the Discover version

[the_jan_b]

---

@money_talks wrote:

I opened my Wal Mart store card with a $200 CL in September 2013. I have not received any auto CLI since. I have only let a balance report for 2 consecutive months. My March Statement just cut so this marks the 2nd consecutive month I've let a balance report.

Question: Should I wait for my 4th statement with a balance reporting and wait for an auto CLI? If I request a manual CLI, will it be a HP inquiry?

Also, is the auto CLI a HP or SP inquiry?

---

I got one even better (or worse; depending on how you look at it)...I got my Walmart card November 2011, and have not received a CLI yet.

[Creditaddict]

---

@digitaldiva wrote:

---

@money_talks wrote:

I opened my Wal Mart store card with a $200 CL in September 2013. I have not received any auto CLI since. I have only let a balance report for 2 consecutive months. My March Statement just cut so this marks the 2nd consecutive month I've let a balance report.

Question: Should I wait for my 4th statement with a balance reporting and wait for an auto CLI? If I request a manual CLI, will it be a HP inquiry?

Also, is the auto CLI a HP or SP inquiry?

---

I got one even better (or worse; depending on how you look at it)...I got my Walmart card November 2011, and have not received a CLI yet.

---

Are you all requesting?

I'm always so confused when I see posts about no CLI but no one ever asked! I mean I get it for cards like Chase were you take a HP but on cards that are never HP, Id ask monthly until I got one and walmart is known for the credit solutions route.

[mattmix36]

I just recently go the Wally card with a pretty low limit (500)...by far my lowest limit. How long should I wait before I request a CLI, and what should I ask for? Should I be using this card semi-regulary to help my odds of a CLI, or is using once every other month okay?

[the_jan_b]

---

@Creditaddict wrote:

Are you all requesting?

I'm always so confused when I see posts about no CLI but no one ever asked! I mean I get it for cards like Chase were you take a HP but on cards that are never HP, Id ask monthly until I got one and walmart is known for the credit solutions route.

---

I've been asking, as I don't ever expect to get an auto CLI; and each time I've asked, I've always been denied...even through Credit Solutions... 

[pembrokepride]

Took me well over a year to get a $200 CLI from Wally.

[Cabal468]

I had my Walmart card nearly maxed out and recently paid off the lion's share of it, they then gave me a pretty decent auto CLI(CL went from $1800 to $3200), I don't know if that's coincidence or I accidentally made a well played move.