Citi Custom Cash
Welcome Offer: $200 with $1,500 spend in 1st 6 months.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 5%
Card Rewards:
- 5% cashback - first $500 spend per billing cycle in your top eligible category, then 1% cashback.
- Categories are: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
- 1% cashback - everything else
AF: $0
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Citi Double Cash - Use or PC to extra Custom Cash
Welcome Offer: $200 cashback with $1,500 spend in 1st 6 months
Intro: 0% APR for 18 months on balance transfers.
BT Fee: 3%
Card Rewards:
- 2% cashback - 1% at swipe and 1% when you pay at least the minimum due on time.
AF: $0
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Citi Rewards+ - Keep for multiplier or PC to extra Custom Cash
Welcome Offer: 20,000 points with $1,500 spend in 1st 3 months.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 2 points - gas and supermarkets on the first $6,000 spend per year
- 1 points - everything else
- All transactions round up to the nearest 10 points (a $1 purchase earns 10 points)
- 10% Points Back when you redeem, up to the first 100,000 points redeemed per year.
AF: $0
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Citi Diamond Preferred - PC to extra Custom Cash
Intro: 0% APR for 21 months on balance transfers from when the first balance transfer is made (within 1st 4 months of opening).
Intro: 0% APR for 12 months on purchases from date of opening.
BT Fee: 5%
Card Rewards: None
AF: $0
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Citi Simplicity - PC to extra Custom Cash
Intro: 0% APR for 21 months on balance transfers from when the first balance transfer is made (within 1st 4 months of opening).
Intro: 0% APR for 12 months on purchases from the date of account opening
BT Fee: 3%
Card Rewards: None
AF: $0
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Discover It Miles
Welcome Offer: $100 with 1 purchase in the 1st 3 months.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 1.5 points - Unlimited
AF: $0
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Discover It
Welcome Offer: $100 with 1 purchase in the 1st 3 months.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 5% cashback - rotating categories each quarter
- 1% cashback - everything else
- All cashback earned 1st year is matched
AF: $0
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Freedom Flex
Welcome Offer: $200 with $500 spend in 1st 3 months.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 5 points - rotating categories up to $1,500 combined purchases
- 5 points - travel purchased through Chase Travel, including airline tickets, hotels, car rentals, activities and cruises
- 3 points - dining, including takeout and delivery
- 3 points - drugstores
- 1 points - everything else
AF: $0
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JetBlue Plus
Welcome Offer: 50,000 points with $1,000 spend in 1st 90 days.
Intro: 0% APR for 12 months on balance transfers.
BT Fee: 5%
Card Rewards:
- 6 points - JetBlue purchases
- 2 points - groceries and restaurants
- 1 points - everything else
AF: $99
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JetBlue
Welcome Offer: 10,000 points with $1,000 spend in 1st 90 days.
Intro: 0% APR for 12 months on balance transfers.
BT Fee: 5%
Card Rewards:
- 3 points - JetBlue purchases
- 2 points - groceries and restaurants
- 1 points - everything else
AF: $0
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TD Double Up
Welcome Offer: $150 statement credit with $1,000 spend in 1st 90 days.
Intro: 0% APR for 15 months on balance transfers.
BT Fee: 3%
Card Rewards:
- 2% cashback - Unlimited
AF: $0
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USB Altitude Go
Welcome Offer: 20,000 points with $1,000 spend in 1st 3 months.
Intro: 0% APR for 12 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 4 points - dining, takeout, food delivery
- 2 points - groceries, grocery delivery, streaming services, gas
- 1 points - everything else
AF: $0
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USB Cash+
Welcome Offer: $200 with $1,000 spend in 1st 90 days.
Intro: 0% APR for 15 months on purchases and balance transfers.
BT Fee: 3%
Card Rewards:
- 5% cashback - first $2,000 spend per quarter in two categories you choose quarterly. Categories: fast food, TV, internet and streaming, cell phone providers, home utilities, departments stores, electronics stores, sporting goods stores, movie theaters, gym/fitness centers, furniture stores, ground transportation, select clothing stores.
- 2% cashback - one category you choose quarterly. Categories: grocery stores and delivery, restaurants, gas stations, EV charging stations.
- 1% cashback - everything else
AF: $0
