OK, now what?

[webhopper]

I would say go for zync first and then chase freedom or discover more. You should be able to dump first.national right now with no issues or adverse effects.

[puckguy23]

Thanks...I'll probably close the First National once the statement hits and I get the score bump from having paid things off.

[Anonymous]

Not really sure you necessarily need a new card just work with what you have now.  I would wait 6 months and just try and get a couple CLI's on your current cards and then go from there.  Unless you have a specific reason for a particular new card I would just ride it out with what you have now!