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Old Navy Visa CLI Denied!!!

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Ron1
Super Contributor

Old Navy Visa CLI Denied!!!

I finally got a call from them about Old Navy Visa.  He asked why I wanted to increase to $10K because of the travelling outside of the country.  He also told me I didn't spend enough for $10K.  I asked him how about another $2K.  He put me on hold. He came back and I got approved for $7K.  He also told me they couldn't do any more CLI for this account because I have a few other GE accounts.

 

So I'm not going to ask for any more CLI. That's it. I don't want them to close all my GE accounts.  It was scary.

UPDATE: I just got a cll from him. He couldn't approved. It stayed at $5K. It is because I have too many GE accounts.

 

Ron.

Message 1 of 23
22 REPLIES 22
dodfire
Valued Contributor

Re: Old Navy Visa CLI Approved!!!!

Congrats!!! 

How many GE cards do you have? 

*8/10/13
Message 2 of 23
Ron1
Super Contributor

Re: Old Navy Visa CLI Approved!!!!

I have more than 10. 

 

 

Ron.

Message 3 of 23
dodfire
Valued Contributor

Re: Old Navy Visa CLI Approved!!!!

WOW...ok haha

*8/10/13
Message 4 of 23
sarkell
Frequent Contributor

Re: Old Navy Visa CLI Approved!!!!

Hmmm I'm waiting until end of may until my next cli request gap. But this time I'm calling. And banana and Walmart July.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 5 of 23
LisaJ
Frequent Contributor

Re: Old Navy Visa CLI Approved!!!!

In that case...

 

Congrats!!!!

 

 

 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 6 of 23
Ron1
Super Contributor

Re: Old Navy Visa CLI Approved!!!!


@LisaJ wrote:

Congrats!!!!

 

 

 


I got denied. Smiley Sad

 

 

Ron.

Message 7 of 23
youngandcreditwrthy
Senior Contributor

Re: Old Navy Visa CLI Denied!!!

Wow... Weird.
Well, Im not calling for a while.
Do you already have $100k in cred w GE?
A GE banker told us $100k was their limit.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 23
Ron1
Super Contributor

Re: Old Navy Visa CLI Denied!!!


@youngandcreditwrthy wrote:
Wow... Weird.
Well, Im not calling for a while.
Do you already have $100k in cred w GE?
A GE banker told us $100k was their limit.

I haven't count yet. I might have $10K.  I think they can look at all your GE accounts.  It used to be independent.

Lucky, I didn't get CLD or account closure. I won't call them again. It was scary.

 

 

Ron.

Message 9 of 23
CS800
Super Contributor

Re: Old Navy Visa CLI Approved!!!!


@Ron1 wrote:

I have more than 10. 

 

 

Ron.


I thought I had too many GE cards and I have 3 lol

 

Wally - Lowes and ON store card




Message 10 of 23
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