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On average how long did it take for Discover to increase your limit automatically?

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Anonymous
Not applicable

On average how long did it take for Discover to increase your limit automatically?

Hello,

 

I was just approved for Discover 1500.00 credit line and I was wondering how long did it take for them to give you an automatic CLI? I will be using to pay bills and pay off every month. Thanks for your input and take care.

Message 1 of 15
14 REPLIES 14
Loquat
Moderator Emeritus

Re: On average how long did it take for Discover to increase your limit automatically?

For what it's worth I've never received an auto CLI from Discover.  Of the (3) $500 increases, I've had to initiate myself..and those were few and far between.  Now that Discover Deals are gone I don't even bother with their card anymore beside occasional spend for activity purposes.

Message 2 of 15
Anonymous
Not applicable

Re: On average how long did it take for Discover to increase your limit automatically?

Aha! I have read a mix. I appreciate your response. May I ask what card you like the most and why? Maybe thats to general of a question. Just curious. Thanks again!Smiley Happy

Message 3 of 15
Anonymous
Not applicable

Re: On average how long did it take for Discover to increase your limit automatically?

IIRC, the first automatic one can occur @ 3 months.  Doesn't mean it'll happen though.  I happened to get lucky and get one.

Message 4 of 15
Pikaboo-icu
Valued Contributor

Re: On average how long did it take for Discover to increase your limit automatically?

You can request an increase at 91/3  91 days after opening & 3 statements cut.

Here's a thread for you to read through if you wish.. Some things have changed, some are still viable..

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-unOfficial-Data-Points/m-p/480253...

Good Luck! 

 

smiley-taking-christmas-tree-emoticon.gif

  


Message 5 of 15
_NERD
Established Contributor

Re: On average how long did it take for Discover to increase your limit automatically?


@Pikaboo-icu wrote:

You can request an increase at 91/3  91 days after opening & 3 statements cut.

Here's a thread for you to read through if you wish...

 

smiley-taking-christmas-tree-emoticon.gif


Thank you for this. I didn’t know about the 91/3 rule or the thread. I love reading Smiley Wink 


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Message 6 of 15
Anonymous
Not applicable

Re: On average how long did it take for Discover to increase your limit automatically?

Pikaboo-icu,

Thank you! Good info. Take care.
Message 7 of 15
Anonymous
Not applicable

Re: On average how long did it take for Discover to increase your limit automatically?

Drusbo,


Thank you!
Message 8 of 15
pinkandgrey
Senior Contributor

Re: On average how long did it take for Discover to increase your limit automatically?

Mine was increased automatically after 5 months I believe. Ever since then I’ve gotten every CLI I’ve requested. Discover has been good to me. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 9 of 15
Anonymous
Not applicable

Re: On average how long did it take for Discover to increase your limit automatically?

Sounds promising. Thank you and congrats on a great CL with them! Take care.
Message 10 of 15
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