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OnePay (Walmart) released a new credit card with a similar structure to amazon where if you have the Walmart+ subscription you get 5% back on Walmart Purchases otherwise you get 3% and 1.5% on everything else. The bonus is only $35 for spending $75, but better then nothing.
https://www.walmart.com/cp/onepay-card-in-store/8610966






























This card is with Synchrony Bank for those who are leery about them.
Been waiting to see what this will look like. But I still struggle to see the real benefit to the Walmart+ membership to justify the annual fee, and then earn the full 5%.
NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)
AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)
EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782
I was just approved for $5k. I made a post in the approvals section.
@crystal626 wrote:This card is with Synchrony Bank for those who are leery about them.
Also says Costal Community Back which I think is the same outfit partnered with Aven.
NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)
AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)
EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782
@Vinjints wrote:
@crystal626 wrote:This card is with Synchrony Bank for those who are leery about them.
Also says Costal Community Back which I think is the same outfit partnered with Aven.
Banking services provided by them, credit card by Synchrony.
@Vinjints For me joining Walmart + was an easy decision free delvery from the store on orders over $35.00 you pick the day and the two hour window. Otherwise Walmart delivery is 9.95 per order. The minimum of $35.00 orders shipped is waived. Walmarts prices compared to traditional grocery stores are lower. The cost is 99.00 per year. For me I pay $99.00 and I save $260.00 in delivery orders. I have had Walmart + since 2022.
Here is a review of the program
https://www.pcmag.com/how-to/what-is-walmart-plus
I agree with @AndySoCal, Walmart+ has been an easy decision for me and P2. The $98 annual works out to right around $2 per week to be able to get local delivery once you hit $35, and we get 1-2 deliveries per week, very worth it. Sometimes P2 has a few items in the cart, then I add a few more and just send it, is great to get items as you need/want them rather than requiring big shops.
For us, Walmart+ prices on many things are significantly better than local grocery stores, to the point that factoring in a 10% tip (don't have to tip but we usually do 10%) and the cost of the subscription and the vast majority of items are still less expensive delivered to our door than they would have been if bought directly at a local grocery store.
We have found Walmart to not be great for produce, so we use grocery stores for that and a few other items, but it has been great for international foods, can get my preferred chili crisp that would otherwise require going to an Asian market. So we still go to the grocery store, but spend less time and effort when we do.
We also see some value from the Paramount+ benefit, though the gas benefit is not worth it for us as the best prices available locally are at truck stops, often 20c or more cheaper than those eligible for the 10c Walmart+ perk.
As far as the new card, I'll likely ask P2 to grab it at some point. Right now I've been using Citi SYW since Walmart+ deliveries have coded as online for nice offers (and hopefully will as retail for current offer), would struggle to hit the offers organically without our Walmart+ spend. This also means I'm not in a rush at the current moment, since the SYW retail offer is around September and October as well, but would be nice to have a more reliable / long-term solution for an area we have so much spend (last time checked around $8k/year).
Nope, Walmart + is not much of a deal for this cat ( I live close). I've found Walmart prices now higher, lower to equal in quality, than Aldi's and Costco (live even closer), so I don't shop there much anymore. Plus no HP and the paypal debit works just fine for 5% in store still for those few items I would ever go there for. BofA CCR still gets 5.25% online payment or in app. If you already do Walmart +, then maybe, it makes sense. But it is Sync, so think twice.



Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24
New Accounts: 2/6, 8/12, 11/24
@DatBoiQuick wrote:OnePay (Walmart) released a new credit card with a similar structure to amazon where if you have the Walmart+ subscription you get 5% back on Walmart Purchases otherwise you get 3% and 1.5% on everything else. The bonus is only $35 for spending $75, but better then nothing.
https://www.walmart.com/cp/onepay-card-in-store/8610966
Awesome! Thanks DBQ. I thought it very odd that WM got rid of its 5% card when competing against Ama is so important. I'm surprised it took this long. I hate, hate, hate paying annual/subscription fees but even I looooove ordering groceries at 11:30 at night in my pajamas for delivery to my door the next day. I've actually upped my membership to the $140 one (ouch) so that I don't have to tip. I really wish I could avoid bag fees, that really bothers me. Is it worth a new card to go from 4% (Smartly) to 5%? And, as Oku said, I use the SYW card a lot to meet 'on-line' spending offers. Hmm... I'll have to think about that.