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Only AMEX does FR or other companies as well?
No personal experience with FR but I have a friend who received an FR from Discover.
I know people who have been FRd by Amex, Discover, Chase, Citibank, and BoA. I just think AMEX uses it more often then other lenders so you here about it more. It really isn't a big deal, so many people don't even think it's worth posting.
They should do it upfront so that it never becomes an issue, but it happens.