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anca21bi
Frequent Contributor

Opt-Out

How long does it last?  I chose to do this to help scores go up. So far it's working-I think.
Message 1 of 4
3 REPLIES 3
SCF
Valued Contributor

Re: Opt-Out

If you opted out online it lasts for 5 years, they also have a form you can mail in to opt out permanently.

 

Being opted out does not directly increase your scores, but if it keeps you from app-ing, it certainly can have benefits!  It's also great for the environment, so many trees that don't have to die to offer you products you probably didn't want anyway!

Message 2 of 4
anca21bi
Frequent Contributor

Re: Opt-Out

I do I reverse this? I rather see myself receive offers-that way I know I'm doing good with my credit. 

I also have a freeze on my credit reports which I like to undo as well. 

Message 3 of 4
Mark_in_Pasadena
Regular Contributor

Re: Opt-Out


@anca21bi wrote:

I do I reverse this? I rather see myself receive offers-that way I know I'm doing good with my credit. 

I also have a freeze on my credit reports which I like to undo as well. 


 

Just Opt-In at the same place your opted out: https://www.optoutprescreen.com/?rf=t 

Message 4 of 4
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