Hello Everyone,
I was sitting here reading other post and started to wonder, when you opt out from receiving prescreen offers, does that have an effect with lenders reviewing your credit reports to see if you qualify for a credit limit increase?
I know that lenders have the account performances, manual review periodically where they increase your limit base on your month to month payments, but what about the credit bureau side of it?
I opted out last year, and none of my current credit card lenders increased my credit limits since, or offered to increase.
I think somehow, this may have something to do with it. Humm, need to conduct an investigation. Someone may know something.
Thanks,
Cory
