OK I got my Orchard Secured card on March 11th.
I've read tons of older posts about them not reporting new accounts for 2-3 months, and lots of posts about various timing issues.
My statement is posted on the 20th and payment is due on the 14th. I'm afraid that if I PIF before they report that they just won't report it, until I let it carry a balance for them to post. So I have 2 questions:
1. Do they still take this long to report for new cards?
2. If so: Timothy's posted over and over HSBC/Orchard reports on the last weekday of the month, which would be Friday March 28th so would my chances of them reporting be better if I wait until the first week of April (maybe even wait until Monday the 7th) to make a payment so there'd be a balance to report?
Thanks again!