Overstock Comenity Anyone?

pazuzu · ‎08-18-2014

Saw it was available the last time I was on overstock.com.

Press Release

I assume it be like the other cb store cards with lowly CLs?????

homepage

Anyone not gardening want to try for it?

No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***

Anonymous · ‎08-18-2014

They send me a pre-approval email every week the last two weeks. I considered it because I do only have two store cards but...IDK.

JSS3 · ‎08-18-2014

I'm in the garden and can't leave for any reason but I'm glad this is backed by Comenity. They seem to like me. FNBO, who backs the mastercard version, is a hard nut to crack, I'm told. They denied me(albeit rightfully).

B335is · ‎08-18-2014

I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

JSS3 · ‎08-18-2014

@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

Even better! Comenity and a Mastercard.

Ron1 · ‎08-18-2014

I am not applying without pre-approval.

Ron.

trumpet-205 · ‎08-18-2014

@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

The MC came first. Store card comes later.

It is more strange to see that FNBO is not handling the store card.

CreditMagic7 · ‎08-18-2014

Thank You Overstock.com for listening

B335is · ‎08-18-2014

@trumpet-205 wrote:
@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.
The MC came first. Store card comes later.

It is more strange to see that FNBO is not handling the store card.

I realize the FNBO MC came first. Just curious why they wouldn't just completely turn over the portfolio to one company rather than having both. Just seems odd.

lonelyisland · ‎08-18-2014

Considering its got the 6 and 12 month 0% APR, probably offer some decent limits