@Anonymous wrote:
@SunriseEarth wrote:
@taxi818 wrote:
Hello everyone. ive had my overstock store credit card. and ive yet to use it once. tried to jump in on the bandwagon. when they were generous. however i only got a 600 dollar limit at the time.
since ive not used it. it has not reported. not even once. how can i make it report without buying anything?. every month since ive had it. i hit luv button and get a 500 spot. but only reported when i got new account. any advice from the fabulous fico forum??
OP, I made an edit to your headline with the topic move to the main CC forum, to help other members seeking out similar information.
As has been said, Commenity often won't report CLIs unless a balance posts. However, I've noticed that VS has updated for me without purchases for my last two CLIs (in those cases, I've made a small purchase later and paid off to keep a zero statement balance).
I went from $900-$4500 on JCrew then bought a couple of $2.00 hair bands for two of my girls. I paid that before the statement cut and am sooooooo hoping it updates since there WAS activity for the month.
I also went from 900 to 4900 on my jcrew. but to be honest. i know you have activity. but you paid before the statment cut. im not sure that will report. example.
i had 35 dollar balance on my jcrew and my due date is 3-5-2015.
the statement cut on febuary 9th. but i still dont see it on my report.
so i only paid 25 of the 35 and the remaining balance is 10 bucs. to force them to report that 4000 increase. on jcrew. same that im doing on overstock. forcing them to report the 2k increase. Combine we know that is 6k. which will lower my utilization by about 8 percent. since im at 16 percent total utilization. it will be nice to get under 10 percent. not only from the increases reported. but also as i have paid 5 account balances to zero in the last week. just waiting for all of them to report .
