Overstock Visa

[corymcd88]

How easy is that to get will two new account? 750 ish FICO.

[Anonymous]

Overstock Visa? I know there is a store card  from Comenity abd FNBO offers a Mastercard. Store Card is easy approval. FNBO is suppose to be conservative but they pulled Experian when my score was in the 640-650 range and I was approved, but all approvals are manual and lengthy.

[Anonymous]

There was a Visa card when Chase held the card but that was a few years ago

[Anonymous]

So if I have a bunch of new sync accounts does comenity look at those as bad when applying for any of there cards ?

[Anonymous]

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@Anonymous wrote:

So if I have a bunch of new sync accounts does comenity look at those as bad when applying for any of there cards ?

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It will depend on your overall profile. How do you define "too" much? Comenity does look at balances/utilization and accounts recently opened. Comenity Bank is usually more lenient on their store cards than their visa cards.

[corymcd88]

Sorry, Mastercard. Ops. I called and spoke to two reps and they were very rude and all is two to four weeks to know and up to two mounts.

[Anonymous]

Timing is right; however, rudeness is a surprise. FNBO is know for excellent service. You can check the application yourself as well at https://www.firstnational.com/ConsumerWeb/default/cardservices/application-status/show-form 

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@corymcd88 wrote:

Sorry, Mastercard. Ops. I called and spoke to two reps and they were very rude and all is two to four weeks to know and up to two mounts.

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